{"id":25363,"date":"2023-07-30T13:28:47","date_gmt":"2023-07-30T06:28:47","guid":{"rendered":"https:\/\/www.oneday.com.vn\/blog\/?p=25363"},"modified":"2023-07-30T13:28:53","modified_gmt":"2023-07-30T06:28:53","slug":"lai-suat-tha-noi-la-gi","status":"publish","type":"post","link":"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/","title":{"rendered":"L\u00e3i Su\u1ea5t Th\u1ea3 N\u1ed5i L\u00e0 G\u00ec? Vay V\u1ed1n V\u1edbi L\u00e3i Su\u1ea5t Th\u1ea3 N\u1ed5i L\u1ee3i H\u01a1n? &#8211; OneDay"},"content":{"rendered":"\n<p><em><a href=\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/\" target=\"_blank\" rel=\"noreferrer noopener\">L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec<\/a>? C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i? \u01afu v\u00e0 nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a n\u00f3. Trong vay v\u1ed1n n\u00ean ch\u1ecdn lo\u1ea1i n\u00e0y hay l\u00e3i su\u1ea5t c\u1ed1 \u0111\u00ecnh. Quy tr\u00ecnh vay v\u1ed1n chu\u1ea9n nh\u1ea5t. \u0110\u1ecdc ngay b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y c\u1ee7a <a href=\"https:\/\/www.oneday.com.vn\/vi_VN\/\" target=\"_blank\" rel=\"noreferrer noopener\">OneDay <\/a>\u0111\u1ec3 c\u00f3 c\u00e2u tr\u1ea3 l\u1eddi ch\u00ednh x\u00e1c nh\u1ea5t nh\u00e9.<\/em><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_48 counter-hierarchy ez-toc-counter ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">M\u1ee5c L\u1ee5c<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"ez-toc-toggle-icon-1\"><label for=\"item-6a3aa87233c7f\" aria-label=\"Table of Content\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #c21920;color:#c21920\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #c21920;color:#c21920\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6a3aa87233c7f\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-visibility-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#1_Lai_suat_tha_noi_la_gi\" title=\"1. L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec?\">1. L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#2_Cong_thuc_tinh_lai_suat_tha_noi_la_gi\" title=\"2. C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec?\">2. C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#3_Uu_va_nhuoc_diem_cua_lai_suat_tha_noi_la_gi\" title=\"3. \u01afu v\u00e0 nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec?\">3. \u01afu v\u00e0 nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec?<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#31_Uu_diem_cua_lai_suat_tha_noi_la_gi\" title=\"3.1. \u01afu \u0111i\u1ec3m c\u1ee7a l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec?\">3.1. \u01afu \u0111i\u1ec3m c\u1ee7a l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#32_Nhuoc_diem_cua_lai_suat_tha_noi_la_gi\" title=\"3.2. Nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec?\">3.2. Nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#4_Cac_diem_phan_biet_lai_suat_co_dinh_va_lai_suat_tha_noi_la_gi\" title=\"4. C\u00e1c \u0111i\u1ec3m ph\u00e2n bi\u1ec7t l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh v\u00e0 l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec?\">4. C\u00e1c \u0111i\u1ec3m ph\u00e2n bi\u1ec7t l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh v\u00e0 l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec?<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#41_Lai_suat_co_dinh_la_gi\" title=\"4.1. L\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh l\u00e0 g\u00ec?\">4.1. L\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#42_Phan_biet_lai_suat_co_dinh_va_lai_suat_tha_noi\" title=\"4.2. Ph\u00e2n bi\u1ec7t l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh v\u00e0 l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i\">4.2. Ph\u00e2n bi\u1ec7t l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh v\u00e0 l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#5_Co_nen_vay_von_ngan_hang_theo_lai_suat_tha_noi_khong\" title=\"5. C\u00f3 n\u00ean vay v\u1ed1n ng\u00e2n h\u00e0ng theo l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i kh\u00f4ng?\">5. C\u00f3 n\u00ean vay v\u1ed1n ng\u00e2n h\u00e0ng theo l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#6_Quy_trinh_thu_tuc_giai_ngan_von_vay_ngan_hang\" title=\"6. Quy tr\u00ecnh, th\u1ee7 t\u1ee5c gi\u1ea3i ng\u00e2n v\u1ed1n vay ng\u00e2n h\u00e0ng\">6. Quy tr\u00ecnh, th\u1ee7 t\u1ee5c gi\u1ea3i ng\u00e2n v\u1ed1n vay ng\u00e2n h\u00e0ng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#7_Tam_ket\" title=\"7. T\u1ea1m k\u1ebft\">7. T\u1ea1m k\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"1_Lai_suat_tha_noi_la_gi\"><\/span>1. L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image alignfull size-full\"><img width=\"850\" height=\"517\" src=\"https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-1.jpeg\" alt=\"lai-suat-tha-noi-la-gi\" class=\"wp-image-25419\" srcset=\"https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-1.jpeg 850w, https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-1-300x182.jpeg 300w, https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-1-768x467.jpeg 768w, https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-1-585x356.jpeg 585w\" sizes=\"(max-width: 850px) 100vw, 850px\" \/><figcaption>L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec?<\/figcaption><\/figure>\n\n\n\n<p>L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec? L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i hay c\u00f2n \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 l\u00e3i su\u1ea5t bi\u1ebfn \u0111\u1ed5i, kh\u00f4ng c\u1ed1 \u0111\u1ecbnh. N\u00f3 thay \u0111\u1ed5i d\u1ef1a theo l\u00e3i su\u1ea5t tham chi\u1ebfu v\u00e0 l\u1ea1m ph\u00e1t. Th\u1eddi gian \u0111i\u1ec1u ch\u1ec9nh l\u00e3i \u0111\u1ed9 3 th\u00e1ng, 6 ho\u1eb7c 12 th\u00e1ng. L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u1ea1i cao h\u01a1n so v\u1edbi l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh. Tuy nhi\u00ean c\u00f2n t\u00f9y thu\u1ed9c v\u00e0o nhi\u1ec1u y\u1ebfu t\u1ed1 kh\u00e1c m\u00e0 s\u1ebd c\u00f3 s\u1ef1 thay \u0111\u1ed5i.&nbsp;&nbsp;<\/p>\n\n\n\n<p>M\u1ee9c \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t v\u00e0 k\u1ef3 han s\u1ebd d\u1ef1a tr\u00ean th\u1ecfa thu\u1eadn gi\u1eefa b\u00ean cho vay l\u00e0 ng\u00e2n h\u00e0ng ho\u1eb7c c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u1edbi ng\u01b0\u1eddi vay. \u0110i\u1ec1u n\u00e0y s\u1ebd \u0111\u01b0\u1ee3c th\u1ec3 hi\u1ec7n r\u00f5 r\u00e0ng tr\u00ean h\u1ee3p \u0111\u1ed3ng.<\/p>\n\n\n\n<p>V\u00ed d\u1ee5: b\u1ea1n vay ng\u00e2n h\u00e0ng v\u1edbi s\u1ed1 ti\u1ec1n l\u00e0 200 tri\u1ec7u \u0111\u1ed3ng trong v\u00f2ng 3 n\u0103m. Trong h\u1ee3p \u0111\u1ed3ng vay ghi r\u00f5 m\u1ee9c l\u00e3i c\u1ed1 \u0111\u1ecbnh l\u00e0 8,5% trong n\u0103m \u0111\u1ea7u. Nh\u01b0 v\u1eady v\u1edbi 2 n\u0103m sau s\u1ebd \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i. M\u1ee9c l\u00e3i n\u00e0y c\u00f3 th\u1ec3 cao ho\u1eb7c th\u1ea5p h\u01a1n so v\u1edbi ban \u0111\u1ea7u. T\u00f9y thu\u1ed9c v\u00e0o t\u00ecnh h\u00ecnh \u0111ang di\u1ec5n ra c\u1ee7a th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"2_Cong_thuc_tinh_lai_suat_tha_noi_la_gi\"><\/span>2. C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0110\u1ec3 t\u00ednh l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i, ng\u00e2n h\u00e0ng s\u1ebd \u00e1p d\u1ee5ng m\u1ed9t c\u00f4ng th\u1ee9c \u0111\u01a1n gi\u1ea3n. Th\u00f4ng th\u01b0\u1eddng, l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c t\u00ednh d\u1ef1a tr\u00ean c\u00f4ng th\u1ee9c sau:<\/p>\n\n\n\n<pre class=\"wp-block-verse has-text-align-center\"><strong><em>L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i = L\u00e3i su\u1ea5t tham chi\u1ebfu + Bi\u00ean \u0111\u1ed9 l\u00e3i su\u1ea5t<\/em><\/strong><\/pre>\n\n\n\n<p>Trong \u0111\u00f3:<\/p>\n\n\n\n<ul><li>L\u00e3i su\u1ea5t tham chi\u1ebfu l\u00e0 l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh c\u1ee7a ng\u00e2n h\u00e0ng, th\u01b0\u1eddng do ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng quy\u1ebft \u0111\u1ecbnh<\/li><li>Bi\u00ean \u0111\u1ed9 l\u00e3i su\u1ea5t l\u00e0 m\u1ed9t kho\u1ea3n \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng \u00e1p d\u1ee5ng \u0111\u1ec3 \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t d\u1ef1a tr\u00ean t\u00ecnh h\u00ecnh th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh. \u0110\u01b0\u1ee3c th\u1ec3 hi\u1ec7n r\u00f5 trong c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a h\u1ee3p \u0111\u1ed3ng.<\/li><\/ul>\n\n\n\n<blockquote class=\"wp-block-quote\"><p><em>Tham kh\u1ea3o th\u00eam<a href=\"https:\/\/www.oneday.com.vn\/blog\/vi-bang-la-gi\/\" target=\"_blank\" rel=\"noreferrer noopener\"> Vi B\u1eb1ng L\u00e0 G\u00ec<\/a>? C\u00f3 An To\u00e0n Khi Mua \u0110\u1ea5t B\u1eb1ng Vi B\u1eb1ng? \u2013 OneDay<\/em><\/p><\/blockquote>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"3_Uu_va_nhuoc_diem_cua_lai_suat_tha_noi_la_gi\"><\/span>3. \u01afu v\u00e0 nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image alignfull size-full\"><img width=\"850\" height=\"554\" src=\"https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-4.jpg\" alt=\"uu-va-nhuoc-djiem-cua-lai-suat-tha-noi-la-gi\" class=\"wp-image-25422\" srcset=\"https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-4.jpg 850w, https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-4-300x196.jpg 300w, https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-4-768x501.jpg 768w, https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-4-585x381.jpg 585w\" sizes=\"(max-width: 850px) 100vw, 850px\" \/><figcaption>\u01afu v\u00e0 nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec?<\/figcaption><\/figure>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"31_Uu_diem_cua_lai_suat_tha_noi_la_gi\"><\/span>3.1. \u01afu \u0111i\u1ec3m c\u1ee7a l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>Kh\u1ea3 n\u0103ng th\u00edch \u1ee9ng: L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i c\u00f3 kh\u1ea3 n\u0103ng th\u00edch \u1ee9ng t\u1ed1t v\u1edbi bi\u1ebfn \u0111\u1ed5i c\u1ee7a th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh, gi\u00fap gi\u1ea3m thi\u1ec3u r\u1ee7i ro cho ng\u00e2n h\u00e0ng v\u00e0 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho vi\u1ec7c vay v\u1ed1n c\u1ee7a kh\u00e1ch h\u00e0ng. N\u1ebfu l\u00e3i su\u1ea5t gi\u1ea3m th\u00ec ng\u01b0\u1eddi vay c\u0169ng s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng m\u1edbi m\u1ee9c l\u00e3i th\u1ea5p h\u01a1n v\u00e0 ng\u01b0\u1ee3c l\u1ea1i.&nbsp;<\/li><li>L\u00e3i su\u1ea5t ban \u0111\u1ea7u th\u1ea5p: Th\u01b0\u1eddng th\u00ec l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i ban \u0111\u1ea7u th\u1ea5p h\u01a1n l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh, \u0111i\u1ec1u n\u00e0y h\u1ea5p d\u1eabn ng\u01b0\u1eddi vay v\u1ed1n khi mu\u1ed1n ti\u1ebft ki\u1ec7m chi ph\u00ed l\u00e3i su\u1ea5t ban \u0111\u1ea7u. V\u00ec v\u1eady m\u00e0 ch\u1ecdn lo\u1ea1i l\u00e3i n\u00e0y c\u0169ng r\u1ea5t ph\u00f9 h\u1ee3p v\u1edbi ng\u01b0\u1eddi c\u00f3 nhu c\u1ea7u vay ng\u1eafn h\u1ea1n.&nbsp;<\/li><li>T\u00ednh minh b\u1ea1ch: nhi\u1ec1u ng\u01b0\u1eddi ngh\u0129 r\u1eb1ng, l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i s\u1ebd \u0111\u01b0\u1ee3c thay \u0111\u1ed5i theo \u00fd mu\u1ed1n c\u1ee7a ng\u00e2n h\u00e0ng. \u0110i\u1ec1u n\u00e0y l\u00e0 ho\u00e0n to\u00e0n sai. C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec? L\u00e3i \u0111\u01b0\u1ee3c t\u00ednh theo l\u00e3i su\u1ea5t tham chi\u1ebfu v\u00e0 bi\u00ean \u0111\u1ed9 l\u00e3i su\u1ea5t. \u0110i\u1ec1u n\u00e0y \u0111\u01b0\u1ee3c ghi r\u00f5 trong h\u1ee3p \u0111\u1ed3ng vay v\u1ed1n.&nbsp;<\/li><\/ul>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"32_Nhuoc_diem_cua_lai_suat_tha_noi_la_gi\"><\/span>3.2. Nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>S\u1ef1 kh\u00f4ng \u1ed5n \u0111\u1ecbnh: L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i c\u00f3 th\u1ec3 bi\u1ebfn \u0111\u1ed5i theo th\u1eddi gian, d\u1eabn \u0111\u1ebfn s\u1ef1 kh\u00f4ng \u1ed5n \u0111\u1ecbnh trong vi\u1ec7c d\u1ef1 t\u00ednh chi ph\u00ed l\u00e3i su\u1ea5t trong t\u01b0\u01a1ng lai. \u0110i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 t\u1ea1o ra r\u1ee7i ro cho ng\u01b0\u1eddi vay v\u1ed1n nh\u01b0 s\u1ed1 l\u00e3i v\u01b0\u1ee3t qu\u00e1 kh\u1ea3 n\u0103ng. C\u00f3 th\u1ec3 g\u00e2y n\u00ean n\u1ee3 x\u1ea5u.&nbsp;<\/li><li>T\u0103ng chi ph\u00ed vay v\u1ed1n: N\u1ebfu ch\u1ec9 s\u1ed1 c\u01a1 s\u1edf t\u0103ng cao, l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i c\u0169ng s\u1ebd t\u0103ng theo, \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 l\u00e0m t\u0103ng chi ph\u00ed vay v\u1ed1n c\u1ee7a ng\u01b0\u1eddi vay.<\/li><\/ul>\n\n\n\n<blockquote class=\"wp-block-quote\"><p><em>Tham kh\u1ea3o th\u00eam<a href=\"https:\/\/www.oneday.com.vn\/blog\/thue-truoc-ba-la-gi\/\" target=\"_blank\" rel=\"noreferrer noopener\"> Thu\u1ebf Tr\u01b0\u1edbc B\u1ea1 L\u00e0 G\u00ec?<\/a> M\u1ee9c Thu Thu\u1ebf Tr\u01b0\u1edbc B\u1ea1 2023 \u2013 OneDay<\/em><\/p><\/blockquote>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"4_Cac_diem_phan_biet_lai_suat_co_dinh_va_lai_suat_tha_noi_la_gi\"><\/span>4. C\u00e1c \u0111i\u1ec3m ph\u00e2n bi\u1ec7t l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh v\u00e0 l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image alignfull size-full\"><img width=\"850\" height=\"567\" src=\"https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-2.jpg\" alt=\"cac-diem-phan-biet-lai-suat-co-dinh-va-lai-suat-tha-noi-la-gi\" class=\"wp-image-25420\" srcset=\"https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-2.jpg 850w, https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-2-300x200.jpg 300w, https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-2-768x512.jpg 768w, https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-2-585x390.jpg 585w, https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-2-263x175.jpg 263w\" sizes=\"(max-width: 850px) 100vw, 850px\" \/><figcaption>C\u00e1c \u0111i\u1ec3m ph\u00e2n bi\u1ec7t l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh v\u00e0 l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec?<\/figcaption><\/figure>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"41_Lai_suat_co_dinh_la_gi\"><\/span>4.1. L\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh l\u00e0 g\u00ec?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Sau khi hi\u1ec3u l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec? Ti\u1ebfp theo ta t\u00ecm hi\u1ec3u v\u1ec1 l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh l\u00e0 g\u00ec? L\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh l\u00e0 lo\u1ea1i l\u00e3i su\u1ea5t m\u00e0 ng\u00e2n h\u00e0ng thi\u1ebft l\u1eadp v\u00e0 kh\u00f4ng thay \u0111\u1ed5i trong su\u1ed1t th\u1eddi k\u1ef3 vay v\u1ed1n \u0111\u01b0\u1ee3c th\u1ec3 hi\u1ec7n r\u00f5 trong h\u1ee3p \u0111\u1ed3ng vay v\u1ed1n. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 ng\u01b0\u1eddi vay v\u1ed1n&nbsp; tr\u1ea3 c\u1ed1 \u0111\u1ecbnh m\u1ed9t m\u1ee9c l\u00e3i su\u1ea5t x\u00e1c \u0111\u1ecbnh t\u1eeb \u0111\u1ea7u \u0111\u1ebfn cu\u1ed1i h\u1ea1n vay, d\u00f9 l\u00e3i su\u1ea5t th\u1ecb tr\u01b0\u1eddng c\u00f3 bi\u1ebfn \u0111\u1ed5i nh\u01b0 th\u1ebf n\u00e0o. N\u00f3 kh\u00f4ng ch\u1ecbu \u1ea3nh h\u01b0\u1edfng t\u1eeb b\u00ean ngo\u00e0i.&nbsp;<\/p>\n\n\n\n<p>C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh:<\/p>\n\n\n\n<pre class=\"wp-block-verse has-text-align-center\"><em><strong>L\u00e3i su\u1ea5t h\u00e0ng th\u00e1ng = s\u1ed1 ti\u1ec1n cho vay x l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh %\/12 th\u00e1ng<\/strong><\/em><\/pre>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"42_Phan_biet_lai_suat_co_dinh_va_lai_suat_tha_noi\"><\/span>4.2. Ph\u00e2n bi\u1ec7t l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh v\u00e0 l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Sau khi hi\u1ec3u kh\u00e1i ni\u1ec7m l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh v\u00e0 l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec. Ti\u1ebfp theo h\u00e3y xem m\u1ed9t s\u1ed1 \u0111i\u1ec3m kh\u00e1c bi\u1ec7t quan tr\u1ecdng gi\u1eefa l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh v\u00e0 l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Ti\u00eau ch\u00ed<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>L\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">T\u00ednh \u1ed5n \u0111\u1ecbnh<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u1ed4n \u0111\u1ecbnh<\/td><td class=\"has-text-align-center\" data-align=\"center\">Bi\u1ebfn \u0111\u1ed5i<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">T\u00ednh r\u00f5 r\u00e0ng<\/td><td class=\"has-text-align-center\" data-align=\"center\">N\u00eau r\u00f5 trong h\u1ee3p \u0111\u1ed3ng<\/td><td class=\"has-text-align-center\" data-align=\"center\">Ph\u1ee5 thu\u1ed9c v\u00e0o th\u1ecfa thu\u1eadn c\u1ee7a 2 b\u00ean. Kh\u00f4ng r\u00f5 r\u00e0ng<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">M\u1ed1i quan h\u1ec7 v\u1edbi l\u00e3i su\u1ea5t c\u1ee7a th\u1ecb tr\u01b0\u1eddng<\/td><td class=\"has-text-align-center\" data-align=\"center\">Kh\u00f4ng b\u1ecb \u1ea3nh h\u01b0\u1edfng<\/td><td class=\"has-text-align-center\" data-align=\"center\">Bi \u1ea3nh h\u01b0\u1edfng<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">L\u00e3i su\u1ea5t gi\u1ea3m<\/td><td class=\"has-text-align-center\" data-align=\"center\">Kh\u00f4ng \u1ea3nh h\u01b0\u1edfng<\/td><td class=\"has-text-align-center\" data-align=\"center\">C\u00f3 l\u1ee3i cho kh\u00e1ch h\u00e0ng<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">L\u00e3i su\u1ea5t t\u0103ng<\/td><td class=\"has-text-align-center\" data-align=\"center\">Kh\u00f4ng \u1ea3nh h\u01b0\u1edfng<\/td><td class=\"has-text-align-center\" data-align=\"center\">B\u1ea5t l\u1ee3i cho kh\u00e1ch h\u00e0ng<\/td><\/tr><\/tbody><\/table><figcaption>B\u1ea3ng so s\u00e1nh l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh v\u00e0 l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i<\/figcaption><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"5_Co_nen_vay_von_ngan_hang_theo_lai_suat_tha_noi_khong\"><\/span>5. C\u00f3 n\u00ean vay v\u1ed1n ng\u00e2n h\u00e0ng theo l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i kh\u00f4ng?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Khi quy\u1ebft \u0111\u1ecbnh vay v\u1ed1n ng\u00e2n h\u00e0ng, vi\u1ec7c l\u1ef1a ch\u1ecdn gi\u1eefa l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i v\u00e0 l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh l\u00e0 m\u1ed9t v\u1ea5n \u0111\u1ec1 quan tr\u1ecdng c\u1ea7n xem x\u00e9t k\u1ef9. L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i c\u00f3 nh\u1eefng \u01b0u \u0111i\u1ec3m v\u00e0 nh\u01b0\u1ee3c \u0111i\u1ec3m ri\u00eang so v\u1edbi l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh. L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i r\u1ea5t ph\u00f9 h\u1ee3p v\u1edbi nh\u1eefng ai mu\u1ed1n c\u00f3 m\u1ee9c l\u00e3i t\u1ed1t, vay trong th\u1eddi gian ng\u1eafn.<\/p>\n\n\n\n<p>Khi c\u00e2n nh\u1eafc vay v\u1ed1n theo l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i, ng\u01b0\u1eddi vay c\u1ea7n xem x\u00e9t k\u1ef9 v\u1ec1 kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh v\u00e0 s\u1ef1 \u1ed5n \u0111\u1ecbnh kinh t\u1ebf c\u1ee7a b\u1ea3n th\u00e2n. N\u1ebfu b\u1ea1n c\u00f3 kh\u1ea3 n\u0103ng ch\u1ecbu \u0111\u1ef1ng r\u1ee7i ro t\u00e0i ch\u00ednh v\u00e0 mong mu\u1ed1n t\u1eadn d\u1ee5ng l\u1ee3i th\u1ebf c\u1ee7a l\u00e3i su\u1ea5t ban \u0111\u1ea7u th\u1ea5p, l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i c\u00f3 th\u1ec3 l\u00e0 s\u1ef1 l\u1ef1a ch\u1ecdn h\u1ee3p l\u00fd. Tuy nhi\u00ean, n\u1ebfu b\u1ea1n \u01b0u ti\u00ean s\u1ef1 \u1ed5n \u0111\u1ecbnh, vay l\u00e2u d\u00e0i th\u00ec l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh c\u00f3 th\u1ec3 l\u00e0 s\u1ef1 l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p h\u01a1n.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote\"><p><em>Tham kh\u1ea3o th\u00eam <a href=\"https:\/\/www.oneday.com.vn\/blog\/tai-san-gan-lien-voi-dat-la-gi\/\" target=\"_blank\" rel=\"noreferrer noopener\">T\u00e0i S\u1ea3n G\u1eafn Li\u1ec1n V\u1edbi \u0110\u1ea5<\/a>t L\u00e0 G\u00ec? C\u00f3 \u0110\u01b0\u1ee3c C\u1ea5p S\u1ed5 \u0110\u1ecf Kh\u00f4ng? \u2013 OneDay<\/em><\/p><\/blockquote>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"6_Quy_trinh_thu_tuc_giai_ngan_von_vay_ngan_hang\"><\/span>6. Quy tr\u00ecnh, th\u1ee7 t\u1ee5c gi\u1ea3i ng\u00e2n v\u1ed1n vay ng\u00e2n h\u00e0ng<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image alignfull size-full\"><img width=\"850\" height=\"566\" src=\"https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-3.jpg\" alt=\"quy-trinh-thu-tuc-giai-ngan-von-vay-ngan-hang\" class=\"wp-image-25415\" srcset=\"https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-3.jpg 850w, https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-3-300x200.jpg 300w, https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-3-768x511.jpg 768w, https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-3-585x390.jpg 585w, https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi-3-263x175.jpg 263w\" sizes=\"(max-width: 850px) 100vw, 850px\" \/><figcaption>Quy tr\u00ecnh, th\u1ee7 t\u1ee5c gi\u1ea3i ng\u00e2n v\u1ed1n vay ng\u00e2n h\u00e0ng<\/figcaption><\/figure>\n\n\n\n<p>\u0110\u1ec3 vay v\u1ed1n ng\u00e2n h\u00e0ng, b\u1ea1n c\u1ea7n tu\u00e2n th\u1ee7 m\u1ed9t quy tr\u00ecnh v\u00e0 th\u1ee7 t\u1ee5c c\u1ee5 th\u1ec3. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 c\u00e1c b\u01b0\u1edbc c\u01a1 b\u1ea3n \u0111\u1ec3 gi\u1ea3i ng\u00e2n v\u1ed1n vay ng\u00e2n h\u00e0ng:<\/p>\n\n\n\n<p><strong>B\u01b0\u1edbc 1<\/strong>: x\u00e1c \u0111\u1ecbnh c\u00e1c th\u00f4ng tin li\u00ean quan \u0111\u1ebfn kh\u00e1ch h\u00e0ng<\/p>\n\n\n\n<ul><li>X\u00e1c \u0111\u1ecbnh m\u1ee5c \u0111\u00edch vay: X\u00e1c \u0111\u1ecbnh r\u00f5 m\u1ee5c \u0111\u00edch vay v\u1ed1n, s\u1ed1 ti\u1ec1n c\u1ea7n vay v\u00e0 th\u1eddi h\u1ea1n vay.<\/li><li>Thu th\u1eadp h\u1ed3 s\u01a1: Chu\u1ea9n b\u1ecb c\u00e1c h\u1ed3 s\u01a1 c\u1ea7n thi\u1ebft bao g\u1ed3m gi\u1ea5y t\u1edd c\u00e1 nh\u00e2n, gi\u1ea5y t\u1edd li\u00ean quan \u0111\u1ebfn m\u1ee5c \u0111\u00edch vay v\u00e0 kh\u1ea3 n\u0103ng thanh to\u00e1n nh\u01b0 b\u1ea3ng l\u01b0\u01a1ng, <a href=\"https:\/\/thuvienphapluat.vn\/phap-luat\/the-chap-la-gi-quyen-va-nghia-vu-cua-cac-ben-trong-the-chap-tai-san-1448.html\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p<\/a>, gi\u1ea5y x\u00e1c nh\u1eadn c\u01b0 tr\u00fa\u2026<\/li><li>\u0110\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh: Ng\u00e2n h\u00e0ng s\u1ebd \u0111\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3.<\/li><li>Ki\u1ec3m tra t\u00edn d\u1ee5ng: Ng\u00e2n h\u00e0ng s\u1ebd ki\u1ec3m tra t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o b\u1ea1n kh\u00f4ng c\u00f3 n\u1ee3 qu\u00e1 m\u1ee9c ho\u1eb7c n\u1ee3 x\u1ea5u.<\/li><\/ul>\n\n\n\n<p><strong>B\u01b0\u1edbc 2<\/strong>: Ph\u00ea duy\u1ec7t kho\u1ea3n vay<\/p>\n\n\n\n<p>Chuy\u00ean vi\u00ean ng\u00e2n h\u00e0ng ph\u1ee5 tr\u00e1ch s\u1ebd g\u1eedi l\u1eadp b\u00e1o c\u00e1o v\u00e0 g\u1eedi c\u1ea5p tr\u00ean ph\u00ea duy\u1ec7t.&nbsp; Sau \u0111\u00f3 hai b\u00ean k\u00fd h\u1ee3p \u0111\u1ed3ng vay v\u1ed1n<\/p>\n\n\n\n<p><strong>B\u01b0\u1edbc 3:<\/strong> Gi\u1ea3i ng\u00e2n v\u1ed1n<\/p>\n\n\n\n<p>&nbsp;Sau khi ho\u00e0n th\u00e0nh c\u00e1c th\u1ee7 t\u1ee5c, ng\u00e2n h\u00e0ng s\u1ebd gi\u1ea3i ng\u00e2n s\u1ed1 ti\u1ec1n vay v\u00e0o t\u00e0i kho\u1ea3n c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"7_Tam_ket\"><\/span>7. T\u1ea1m k\u1ebft<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><em>\u1ede tr\u00ean, b\u1ea1n \u0111\u00e3 hi\u1ec3u l\u00e3i su\u1ea5t su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec v\u00e0 c\u00e1c th\u00f4ng tin li\u00ean quan. \u0110\u1ec3 tra c\u1ee9u \u0111\u01b0\u1ee3c th\u00f4ng tin l\u00e3i su\u1ea5t c\u1ee5 th\u1ec3 t\u1eebng ng\u00e2n h\u00e0ng, b\u1ea1n h\u00e3y li\u00ean h\u1ec7 tr\u1ef1c ti\u1ebfp ho\u1eb7c xem t\u1ea1i c\u00e1c trang web c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u00f3.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec? C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i? \u01afu v\u00e0 nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a n\u00f3. Trong&hellip;<\/p>\n","protected":false},"author":41,"featured_media":25425,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[221,1138,219],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>L\u00e3i Su\u1ea5t Th\u1ea3 N\u1ed5i L\u00e0 G\u00ec? Vay V\u1ed1n V\u1edbi L\u00e3i Su\u1ea5t Th\u1ea3 N\u1ed5i L\u1ee3i H\u01a1n? - OneDay<\/title>\n<meta name=\"description\" content=\"L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec? s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i v\u00e0 c\u1ed1 \u0111\u1ecbnh l\u00e0 g\u00ec? N\u00ean l\u1ef1a ch\u1ecdn c\u00e1i n\u00e0o s\u1ebd c\u00f3 l\u01a1i h\u01a1n? Quy tr\u00ecnh vay v\u1ed1n hi\u1ec7n nay.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L\u00e3i Su\u1ea5t Th\u1ea3 N\u1ed5i L\u00e0 G\u00ec? Vay V\u1ed1n V\u1edbi L\u00e3i Su\u1ea5t Th\u1ea3 N\u1ed5i L\u1ee3i H\u01a1n? - OneDay\" \/>\n<meta property=\"og:description\" content=\"L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec? s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i v\u00e0 c\u1ed1 \u0111\u1ecbnh l\u00e0 g\u00ec? N\u00ean l\u1ef1a ch\u1ecdn c\u00e1i n\u00e0o s\u1ebd c\u00f3 l\u01a1i h\u01a1n? Quy tr\u00ecnh vay v\u1ed1n hi\u1ec7n nay.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/\" \/>\n<meta property=\"og:site_name\" content=\"Quanh \u0110\u00e2y (OneDay)\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/onedayvietnam\" \/>\n<meta property=\"article:published_time\" content=\"2023-07-30T06:28:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-30T06:28:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi.png\" \/>\n\t<meta property=\"og:image:width\" content=\"850\" \/>\n\t<meta property=\"og:image:height\" content=\"650\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@quanhday_oneday\" \/>\n<meta name=\"twitter:site\" content=\"@quanhday_oneday\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Giang Giang\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.oneday.com.vn\/blog\/#organization\",\"name\":\"Quanh \\u0110\\u00e2y (OneDay)\",\"url\":\"https:\/\/www.oneday.com.vn\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/onedayvietnam\",\"https:\/\/www.instagram.com\/oneday.com.vn_official\/\",\"https:\/\/www.linkedin.com\/company\/oneday-hong-kong\/\",\"https:\/\/www.youtube.com\/@OneDay_One_Day\",\"https:\/\/www.pinterest.com\/onedayquanhday\/\",\"https:\/\/twitter.com\/quanhday_oneday\"],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.oneday.com.vn\/blog\/#logo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2022\/11\/logo_vietnam.svg\",\"contentUrl\":\"https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2022\/11\/logo_vietnam.svg\",\"width\":358,\"height\":56,\"caption\":\"Quanh \\u0110\\u00e2y (OneDay)\"},\"image\":{\"@id\":\"https:\/\/www.oneday.com.vn\/blog\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.oneday.com.vn\/blog\/#website\",\"url\":\"https:\/\/www.oneday.com.vn\/blog\/\",\"name\":\"Quanh \\u0110\\u00e2y (OneDay)\",\"description\":\"T\\u00ecm Ki\\u1ebfm B\\u1ea5t \\u0110\\u1ed9ng S\\u1ea3n\",\"publisher\":{\"@id\":\"https:\/\/www.oneday.com.vn\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.oneday.com.vn\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi.png\",\"contentUrl\":\"https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi.png\",\"width\":850,\"height\":650,\"caption\":\"lai-suat-tha-noi-la-gi\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#webpage\",\"url\":\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/\",\"name\":\"L\\u00e3i Su\\u1ea5t Th\\u1ea3 N\\u1ed5i L\\u00e0 G\\u00ec? Vay V\\u1ed1n V\\u1edbi L\\u00e3i Su\\u1ea5t Th\\u1ea3 N\\u1ed5i L\\u1ee3i H\\u01a1n? - OneDay\",\"isPartOf\":{\"@id\":\"https:\/\/www.oneday.com.vn\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#primaryimage\"},\"datePublished\":\"2023-07-30T06:28:47+00:00\",\"dateModified\":\"2023-07-30T06:28:53+00:00\",\"description\":\"L\\u00e3i su\\u1ea5t th\\u1ea3 n\\u1ed5i l\\u00e0 g\\u00ec? s\\u1ef1 kh\\u00e1c bi\\u1ec7t gi\\u1eefa l\\u00e3i su\\u1ea5t th\\u1ea3 n\\u1ed5i v\\u00e0 c\\u1ed1 \\u0111\\u1ecbnh l\\u00e0 g\\u00ec? N\\u00ean l\\u1ef1a ch\\u1ecdn c\\u00e1i n\\u00e0o s\\u1ebd c\\u00f3 l\\u01a1i h\\u01a1n? Quy tr\\u00ecnh vay v\\u1ed1n hi\\u1ec7n nay.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.oneday.com.vn\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"L\\u00e3i Su\\u1ea5t Th\\u1ea3 N\\u1ed5i L\\u00e0 G\\u00ec? Vay V\\u1ed1n V\\u1edbi L\\u00e3i Su\\u1ea5t Th\\u1ea3 N\\u1ed5i L\\u1ee3i H\\u01a1n? &#8211; OneDay\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#webpage\"},\"author\":{\"@id\":\"https:\/\/www.oneday.com.vn\/blog\/#\/schema\/person\/95986e31d47d677b674b86ffc9455c28\"},\"headline\":\"L\\u00e3i Su\\u1ea5t Th\\u1ea3 N\\u1ed5i L\\u00e0 G\\u00ec? Vay V\\u1ed1n V\\u1edbi L\\u00e3i Su\\u1ea5t Th\\u1ea3 N\\u1ed5i L\\u1ee3i H\\u01a1n? &#8211; OneDay\",\"datePublished\":\"2023-07-30T06:28:47+00:00\",\"dateModified\":\"2023-07-30T06:28:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#webpage\"},\"wordCount\":2229,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.oneday.com.vn\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi.png\",\"articleSection\":[\"T\\u00e0i ch\\u00ednh\",\"Tin m\\u1edbi nh\\u1ea5t\",\"Wiki B\\u0110S\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#respond\"]}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.oneday.com.vn\/blog\/#\/schema\/person\/95986e31d47d677b674b86ffc9455c28\",\"name\":\"Giang Giang\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.oneday.com.vn\/blog\/#personlogo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/f703445b6ba1391fa2da2796a8ab0392?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/f703445b6ba1391fa2da2796a8ab0392?s=96&d=mm&r=g\",\"caption\":\"Giang Giang\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"L\u00e3i Su\u1ea5t Th\u1ea3 N\u1ed5i L\u00e0 G\u00ec? Vay V\u1ed1n V\u1edbi L\u00e3i Su\u1ea5t Th\u1ea3 N\u1ed5i L\u1ee3i H\u01a1n? - OneDay","description":"L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec? s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i v\u00e0 c\u1ed1 \u0111\u1ecbnh l\u00e0 g\u00ec? N\u00ean l\u1ef1a ch\u1ecdn c\u00e1i n\u00e0o s\u1ebd c\u00f3 l\u01a1i h\u01a1n? Quy tr\u00ecnh vay v\u1ed1n hi\u1ec7n nay.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/","og_locale":"en_US","og_type":"article","og_title":"L\u00e3i Su\u1ea5t Th\u1ea3 N\u1ed5i L\u00e0 G\u00ec? Vay V\u1ed1n V\u1edbi L\u00e3i Su\u1ea5t Th\u1ea3 N\u1ed5i L\u1ee3i H\u01a1n? - OneDay","og_description":"L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec? s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i v\u00e0 c\u1ed1 \u0111\u1ecbnh l\u00e0 g\u00ec? N\u00ean l\u1ef1a ch\u1ecdn c\u00e1i n\u00e0o s\u1ebd c\u00f3 l\u01a1i h\u01a1n? Quy tr\u00ecnh vay v\u1ed1n hi\u1ec7n nay.","og_url":"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/","og_site_name":"Quanh \u0110\u00e2y (OneDay)","article_publisher":"https:\/\/www.facebook.com\/onedayvietnam","article_published_time":"2023-07-30T06:28:47+00:00","article_modified_time":"2023-07-30T06:28:53+00:00","og_image":[{"width":850,"height":650,"url":"https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi.png","path":"\/GFS\/blog.oneday.com.vn\/public_html\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi.png","size":"full","id":25425,"alt":"lai-suat-tha-noi-la-gi","pixels":552500,"type":"image\/png"}],"twitter_card":"summary_large_image","twitter_creator":"@quanhday_oneday","twitter_site":"@quanhday_oneday","twitter_misc":{"Written by":"Giang Giang","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/www.oneday.com.vn\/blog\/#organization","name":"Quanh \u0110\u00e2y (OneDay)","url":"https:\/\/www.oneday.com.vn\/blog\/","sameAs":["https:\/\/www.facebook.com\/onedayvietnam","https:\/\/www.instagram.com\/oneday.com.vn_official\/","https:\/\/www.linkedin.com\/company\/oneday-hong-kong\/","https:\/\/www.youtube.com\/@OneDay_One_Day","https:\/\/www.pinterest.com\/onedayquanhday\/","https:\/\/twitter.com\/quanhday_oneday"],"logo":{"@type":"ImageObject","@id":"https:\/\/www.oneday.com.vn\/blog\/#logo","inLanguage":"en-US","url":"https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2022\/11\/logo_vietnam.svg","contentUrl":"https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2022\/11\/logo_vietnam.svg","width":358,"height":56,"caption":"Quanh \u0110\u00e2y (OneDay)"},"image":{"@id":"https:\/\/www.oneday.com.vn\/blog\/#logo"}},{"@type":"WebSite","@id":"https:\/\/www.oneday.com.vn\/blog\/#website","url":"https:\/\/www.oneday.com.vn\/blog\/","name":"Quanh \u0110\u00e2y (OneDay)","description":"T\u00ecm Ki\u1ebfm B\u1ea5t \u0110\u1ed9ng S\u1ea3n","publisher":{"@id":"https:\/\/www.oneday.com.vn\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.oneday.com.vn\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","@id":"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#primaryimage","inLanguage":"en-US","url":"https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi.png","contentUrl":"https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi.png","width":850,"height":650,"caption":"lai-suat-tha-noi-la-gi"},{"@type":"WebPage","@id":"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#webpage","url":"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/","name":"L\u00e3i Su\u1ea5t Th\u1ea3 N\u1ed5i L\u00e0 G\u00ec? Vay V\u1ed1n V\u1edbi L\u00e3i Su\u1ea5t Th\u1ea3 N\u1ed5i L\u1ee3i H\u01a1n? - OneDay","isPartOf":{"@id":"https:\/\/www.oneday.com.vn\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#primaryimage"},"datePublished":"2023-07-30T06:28:47+00:00","dateModified":"2023-07-30T06:28:53+00:00","description":"L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i l\u00e0 g\u00ec? s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i v\u00e0 c\u1ed1 \u0111\u1ecbnh l\u00e0 g\u00ec? N\u00ean l\u1ef1a ch\u1ecdn c\u00e1i n\u00e0o s\u1ebd c\u00f3 l\u01a1i h\u01a1n? Quy tr\u00ecnh vay v\u1ed1n hi\u1ec7n nay.","breadcrumb":{"@id":"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.oneday.com.vn\/blog\/"},{"@type":"ListItem","position":2,"name":"L\u00e3i Su\u1ea5t Th\u1ea3 N\u1ed5i L\u00e0 G\u00ec? Vay V\u1ed1n V\u1edbi L\u00e3i Su\u1ea5t Th\u1ea3 N\u1ed5i L\u1ee3i H\u01a1n? &#8211; OneDay"}]},{"@type":"Article","@id":"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#article","isPartOf":{"@id":"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#webpage"},"author":{"@id":"https:\/\/www.oneday.com.vn\/blog\/#\/schema\/person\/95986e31d47d677b674b86ffc9455c28"},"headline":"L\u00e3i Su\u1ea5t Th\u1ea3 N\u1ed5i L\u00e0 G\u00ec? Vay V\u1ed1n V\u1edbi L\u00e3i Su\u1ea5t Th\u1ea3 N\u1ed5i L\u1ee3i H\u01a1n? &#8211; OneDay","datePublished":"2023-07-30T06:28:47+00:00","dateModified":"2023-07-30T06:28:53+00:00","mainEntityOfPage":{"@id":"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#webpage"},"wordCount":2229,"commentCount":0,"publisher":{"@id":"https:\/\/www.oneday.com.vn\/blog\/#organization"},"image":{"@id":"https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#primaryimage"},"thumbnailUrl":"https:\/\/www.oneday.com.vn\/blog\/wp-content\/uploads\/2023\/07\/lai-suat-tha-noi-la-gi.png","articleSection":["T\u00e0i ch\u00ednh","Tin m\u1edbi nh\u1ea5t","Wiki B\u0110S"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.oneday.com.vn\/blog\/lai-suat-tha-noi-la-gi\/#respond"]}]},{"@type":"Person","@id":"https:\/\/www.oneday.com.vn\/blog\/#\/schema\/person\/95986e31d47d677b674b86ffc9455c28","name":"Giang Giang","image":{"@type":"ImageObject","@id":"https:\/\/www.oneday.com.vn\/blog\/#personlogo","inLanguage":"en-US","url":"https:\/\/secure.gravatar.com\/avatar\/f703445b6ba1391fa2da2796a8ab0392?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f703445b6ba1391fa2da2796a8ab0392?s=96&d=mm&r=g","caption":"Giang Giang"}}]}},"_links":{"self":[{"href":"https:\/\/www.oneday.com.vn\/blog\/wp-json\/wp\/v2\/posts\/25363"}],"collection":[{"href":"https:\/\/www.oneday.com.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.oneday.com.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.oneday.com.vn\/blog\/wp-json\/wp\/v2\/users\/41"}],"replies":[{"embeddable":true,"href":"https:\/\/www.oneday.com.vn\/blog\/wp-json\/wp\/v2\/comments?post=25363"}],"version-history":[{"count":3,"href":"https:\/\/www.oneday.com.vn\/blog\/wp-json\/wp\/v2\/posts\/25363\/revisions"}],"predecessor-version":[{"id":25428,"href":"https:\/\/www.oneday.com.vn\/blog\/wp-json\/wp\/v2\/posts\/25363\/revisions\/25428"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.oneday.com.vn\/blog\/wp-json\/wp\/v2\/media\/25425"}],"wp:attachment":[{"href":"https:\/\/www.oneday.com.vn\/blog\/wp-json\/wp\/v2\/media?parent=25363"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.oneday.com.vn\/blog\/wp-json\/wp\/v2\/categories?post=25363"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.oneday.com.vn\/blog\/wp-json\/wp\/v2\/tags?post=25363"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}